Does your policy cover the cost of counseling, hormone therapy and gender reassignment surgery? A number of insurers include transgender health benefits in their policies, and the cost of these added benefits is low because only an estimated 0.3% of the population identifies as transgender so use of these benefits is minimal. A growing number of companies are including these benefits in their coverage. See the Corporate Equity Index 2016 for a list of these companies.
Barbara Weltman
Big Ideas for Small Business, Inc.
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