October is National Retirement Security Month, which is designed to raise awareness of the importance for saving for retirement. This year has been a struggle in this regard for many people. Small employers are reminded that they can get a credit up to $500 for 3 years for adopting an auto-enrollment retirement plan (e.g., a 401(k) that automatically enrolls eligible employees who contribute a set percentage unless they reduce this or opt out). Check the IRS Fact Sheet on how automatic enrollment works. #IdeaoftheDay