On the heels of the California wildfires and other federally-declared disasters this year, today is the start of National Preparedness Month. This is a reminder that disasters happen. This year’s theme from Ready.gov: “Disasters Happen. Prepare Now. Learn Now.” Weekly themes are “make and practice your plan,” “learn live saving skills,” check your insurance coverage,” and “save for an emergency.” Follow the conversation at #PrepareNow, #FloodSmart, and #NatlPrep.