Today is the time to close the books on 2023 and get ready for 2024. The year is ending with inflation coming down, low unemployment, and lower gas prices. Although the prospect of a recession is looming, for many small businesses, this has been a good year and there is optimism for the coming year. As Taylor Swift said: “This is a new year. A new beginning. And things will change.” Wishing all a Happy, Healthy, Harmonious, and Prosperous New Year! #IdeaoftheDay