Merry Christmas to all of you who observe the day. The National Retail Federation projects holiday sales to grow between 3% and 4% over last year, with sales returning to pre-pandemic levels. Online shopping has been one of the biggest shifts in consumer behavior from the pandemic, with online sales increasing between 7% and 9% of total sales. Strong sales continue despite inflation, higher gas prices, stringent credit conditions, and elevated interest rates. #IdeaoftheDay