Merry Christmas to all of you who observe the day. Hope that despite COVID-19, this has been a better-than-expected holiday season for small business retailers. The National Retail Federation expects holiday says to grow between 3.6% and 5.2% this year. NRF found that 42% of consumers started their holiday shopping earlier than usual and that shopping habits have changed (e.g. more are shopping online). #Ideaoftheday