Berkshire Hathaway’s AirCare will pay to your bank account $1,000 to a traveler stuck on the tarmac for 2 hours or whose luggage is lost ($500 if the luggage is delivered to you 12 hours after landing), $500 for a missed connection due to a flight delay, and $50 if a flight is delayed by 2 hours or more. Frequent flyers who travel on business may want to explore this coverage. It can also start rebooking a missed connection. Cost: $25 for a domestic flight (the coverage must be purchased at least 1 hour before the scheduled flight). Find an app for this in the App Store or Google play.