If you process payments through PayPal and need working capital, look into Working Capital program. There’s a single fixed fee for obtaining the loan, based on the portion of sales used to pay the loan. The effective rate you pay depends on how quickly you repay the loan.
Don’t forget … for year-round tax planning and critical business strategy, you’ll want your copy of J. K. Lasser’s Guide to Self-Employment: Taxes, Tips and Money-Saving Strategies for Schedule C Filers - available on Amazon now!